The mission of Educational Systems Federal Credit Union is to grow by helping the members of the education community achieve their financial goals and dreams.
We were created over the years from the joining of several education credit unions and communities in Maryland. Educational Systems Federal Credit Union now serves the education communities in Prince George’s County, Charles County, Calvert County, St. Mary’s County and Talbot County, Maryland. We were founded by educators, for the purpose of serving the members of the greater education community, which includes county school system employees, students and their parents, community colleges, and other schools in our service area.
Being a credit union means that Educational Systems Federal Credit Union is a not-for-profit financial cooperative. We do not have outside stockholders like a bank. We are owned by our members and we are in business for the sole benefit of our members. Money deposited into the Credit Union by our members is used for the purpose of making loans to help other members of the greater education community borrow for their homes, autos, or other productive purposes. Since Educational Systems Federal Credit Union is of significant size, we are able to offer products and services found at major banks and we typically offer a better value. More importantly, to better serve our owners, we pride ourselves on our integrity by not having hidden fees or surprises in fine print!
Credit unions are membership organizations and a person must be eligible
to join. Click on our membership eligibility links to find out how you
can join and start the process today.
Corporate Office & Mailing Address:
Educational Systems FCU
PO Box 179
Greenbelt, MD 20768-0179
Directions: Take Rt. 450 to the Baltimore/Washington
Parkway (1.2 miles). Go north on the Parkway to the Rt. 193 E exit (4.3
miles). Turn left onto Rt. 193 E (Greenbelt Road). Turn right onto Hanover
Parkway. Turn right onto Greenway Center Drive. It is the tall offfice
building with the American flag on top.
Branch Locations
Member Service Centers
Branch Locations
|
|||||||||||||||
|
|
|
|
|
|
| January |
| New Year's Day 2009 – January 1 Martin Luther King, Jr. Day – January 18 |
 |
| February |
| Presidents' Day – February 15 |
|
| May |
| Memorial Day – May 31 |
|
| July |
| Independence Day – Observed July 5 |
|
| September |
| Labor Day – September 6 |
|
| October |
| Columbus Day - October 11 |
|
| November |
| Veterans' Day – November 11 Thanksgiving Day – November 25 |
|
| December |
Christmas Day – December
25 |
|
| January |
| New Year's Day 2010 – January 1 |
If weather conditions necessitate the closing of any of our branch offices, a message will be recorded on our main telephone system. You may call 800-356-6660 to receive the most current information regarding a weather emergency closing.
• |
Primary Membership | |
• |
Family Members | |
 |
• |
Students of PG, Charles, St. Mary's and Calvert County Public Schools |
• |
Sponsor Group Listing |
Primary Membership
All members of Educational Systems FCU share a common occupational and
defined bond. Each member is employed by one of our sponsoring organizations
or select employee groups, or is an immediate family member of one who
is. ONCE A MEMBER…ALWAYS A MEMBER…as long as you maintain the required
membership share.
^ back to membership eligibility
Your Family Members May Also Join
In order to meet eligibility requirements, he or she must be an immediate
family member of the primary member with a good standing relationship.
Examples include; husband, wife, mother, father, son, daughter, brother,
sister, father-in-law, mother-in-law, son-in-law, brother-in-law, sister-in-law,
stepfather, stepmother, stepbrother, stepsister, half-brother, half-sister,
foster children, grandparents, and grandchildren or any person who
shares a member's household under cohabitation arrangements.
Membership is open to immediate family members of those listed, regardless of whether the primary member is still employed by a sponsoring organization, as well as, to spouses of persons who died while within the field of membership.
^ back to membership eligibility
- Students of PG County Public Schools and Immediate Family
- Students and Employees of PG Community College and Immediate Family
- Students of Charles County Public Schools and Immediate Family
- Students of Calvert County Public Schools and Immediate Family
- Students of St. Mary's County Public Schools and Immediate Family
The eligibility requirements for immediate family spelled out in "Your
family members may also join" are applicable to this field of membership
as well. Please feel free to call us at 800-356-6660 with any inquiries
about this great opportunity to join the Credit Union.
^ back to membership eligibility
Sponsor Groups
Employees of the Boards of Education, companies and organizations
found on our list of Sponsoring Organizations below are eligible to join.
- Individual Schools within the above field of membership
- Organizations of persons within the above groups (such as Educator's Associations)
- Pensioners, Retirees & Annuitants from the listed employers
- Spouses of persons who died while in the field of membership
If your employer is not listed above but may share a common bond with our existing sponsors, you may contact Educational Systems FCU's Marketing Department for information regarding application for sponsor affiliation.
^ back to membership eligibility
It is so easy to join our family! You can come into one of our branch locations (Bowie, Upper Marlboro, Waldorf, Prince Frederick or California) or mail-in a completed application for membership.
To open your membership account, a $5 minimum deposit to a base share savings account is required. Once your membership account is opened, you have access to the many benefits and services of your credit union. One of the beauties of credit union membership is…ONCE A MEMBER…ALWAYS A MEMBER…as long as you maintain the required membership share of $5.
If you are mailing a membership application, please include a copy of your driver's license, and confirmation of employment with one of our sponsoring organizations. A copy of your last payroll stub will do just fine. Your application may be mailed to your nearest branch office. Please click here for the appropriate branch mailing address.
If you have access to Adobe Acrobat and would like to print an application and mail it to us, please click here for a PDF version.
Educational Systems Federal Credit Union respects the personal and financial privacy of all of its members. We are committed to protecting the information on and within our web site with the same safety and confidentiality standards utilized in the transaction of all Educational Systems FCU business. We do not sell, rent or provide any member information to any list services or non-credit union affiliated agencies for any purpose.
Generally, Educational Systems FCU does not collect personal information from users of its web site. However, we do collect and store non-personal information for the express purpose of tracking web site use in order to improve design, service and/or site navigation tools.
Disclaimer:
Educational Systems FCU is not liable for the content or availability
of any sites linked to our site. Educational Systems FCU does not endorse
nor is it affiliated with any 3rd party entity which may have provided
a link to this Website, unless specifically stated. Likewise, Educational
Systems FCU does not endorse, nor is it necessarily affiliated with any
entity to which you may link from this Website.
Cookies
Educational Systems FCU's web site requires the use of 'cookies'.
These small pieces of information are stored on a visitor's web browser.
Cookies actually help protect the privacy of a member's transaction by
automatically terminating online sessions if the member forgets to log
out. Cookies cannot be used to capture a user's email address, obtain
data from the user's hard drive or gain confidential or sensitive information
about the user.
Secured Site Entry
Personal identification information may be collected when a credit
union member has registered to enter Educational Systems FCU's SECURE
online home banking service. This information enables the credit union
to restrict access to a member's account by anyone other than the member-owner.
Online forms and applications that allow completion and online submission will only be executed in a secured site environment. Personal information provided by a user via any of Educational Systems FCU's online forms is used only to process the member's request for service.
Browsers and Encryption
Educational Systems FCU recommends the use of a 128-bit browser for
all financial activity since it further protects the member from potential
data interception. Microsoft and Netscape both offer 128-bit browsers.
E-mail Communication
To respond to inquiries for service or information, credit union
staff may use personal information that has been initiated and transmitted
to Educational Systems FCU by the member.
Since e-mail messages may not be secure against interception by unauthorized individuals, Educational Systems FCU encourages users to seek alternatives to e-mail when it is necessary to provide sensitive or personal information. Educational Systems FCU will, likewise, not transmit sensitive or personal information that can compromise or violate a user's privacy when communicating via e-mail.
- New Membership Application
- Funds Availability (Check Hold) Disclosure
- EFT Disclosure
- Truth-In-Savings
- Privacy Notice and Disclosure
- Change of Address Form
- Payroll Deduction Form - Please fax this form to 301.985.4661 for processing.
- Loan Application
- Card Dispute Form
- Hotel Dispute Form
- Fraud Packet
- ACH Dispute Form
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering
activities, Federal law requires all financial institutions to obtain,
verify, and record information that identifies each person who opens an
account.
What this means for you: When you open an account, we will ask your name,
address, date of birth, and other information that will allow us to identify
you. We may also ask to see your driver's license and other identifying
information.
