We have an introductory rate special of 2.99% APR for the first 12 months.

*APR = Annual Percentage Rate

All credit union rates and terms are based upon evaluation of applicant(s) credit. Your actual rate and margin may vary. The Annual Percentage Rate (APR) for these variable rate products is based upon the Wall Street Journal Prime Interest Rate rounded to the nearest ¼% (Index), plus the applicable margin. The maximum rate is 12% or the maximum permitted by law, whichever is less. The rate will never go below 5% APR at any time during the term of the plan, except during a discount period. The interest rate can change quarterly, up or down by a maximum of 1%. Homeowner’s insurance is required.

**Floor rate of 5% applies.

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