If you would like to OPT-IN now, allowing Educational Systems FCU to pay overdrafts on your ATM and everyday debit card transactions, please login to home banking and then follow the easy instructions below.    

After logging into Home Banking:

1. Click “Account Services” on the top level menu
2. Click “Overdraft Services” on the sub menu
3. Read the agreement and click the “I Agree“ button
4. Select a checking suffix on the next page
5. Check the checkboxes next to each channel to be opted in
6. Press the "Update" button.
7. Home banking will then display a summary of the changes.
8. Press the “Confirm” button to finalize the changes.

Click here to login to Home Banking