Auto rates as low as 2.99% APR for up to 36 months2
No payments for 90 days3 ◾ Summer Skip Payment Option in July and August4
1 A $200 Cash Bonus will be given to members who finance an auto loan for a minimum of $15,000 through our branches, Contact Center or On-site Financial Services from April 1 through April 30, 2020. The Cash Bonus will be posted to your savings account at the time the loan is disbursed and may be reported as taxable income. This promotion cannot be combined with other offers and is not valid on existing Educational Systems Federal Credit Union loans. Offer subject to change without notice. All applicants must meet membership eligibility requirements.
2 Rates as low as 2.99% APR (Annual Percentage Rate) on new auto loans financed for a maximum term of 36 months. Other loan rates and terms are available. Rates are subject to change without notice. Applications are subject to credit qualifications and approval. Actual rate is based on your credit history. Monthly payment example: A $15,000 loan financed for 36 months at a 2.99% APR would be $29.10 x 15 = $436.40 per month; your loan will have a total cost of $15,702.05 ($436.40 x 35, plus a final payment of $428.05). The sample payment does not include the Summer Skip Payment Option or payment protection.
3 Interest will continue to accrue during the 90 days deferred period.
4 Interest will continue to accrue during July and August when payments are skipped. Once you make your loan payment in June, the loan due date will automatically advance to September.