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Get a $250 Cash Bonus1

Finance your used auto loan or refinance an existing auto loan that’s currently with another financial institution with a minimum loan amount of $15,000 and receive a $250 Cash Bonus1.

Rates as low as 2.99% APR2
◾ No payments for 90 days3
◾ Summer Skip Payment Option in July and August4

Here to help

Start a new
auto application

1 A $250 Cash Bonus will be given to members who finance or refinance a used auto loan for a minimum of $15,000 from June 1 through July 31, 2020. To qualify for the Cash Bonus you must apply online. The Cash Bonus will be posted to your savings account at the time the loan is disbursed and may be reported as taxable income. This promotion cannot be combined with other offers and is not valid on existing Educational Systems Federal Credit Union loans. Offer subject to change without notice. All applicants must meet membership eligibility requirements.
2 Rates as low as 2.99% APR (Annual Percentage Rate) on used auto loans financed for a maximum term of 36 months. Other loan rates and terms are available. Rates are subject to change without notice. Applications are subject to credit qualifications and approval. Actual rate is based on your credit history. Monthly payment example: A loan of $20,000 financed for 60 months would be $18.10 x 20 = $361.68 per month; your loan will have a total cost of $21,700.80 ($361.68 x 60). The sample payments do not include summer skips or payment protection.
3 Interest will continue to accrue during the 90 days deferred period.
4 Interest will continue to accrue during July and August when payments are skipped. Once you make your loan payment in June, the loan due date will automatically advance to September.