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Receive a $300 Visa® gift card1 with your next auto loan

This Black Friday, avoid the long lines and crowded stores. Finance a new or used vehicle and we’ll give you a $300 Visa® gift card1 for your holiday shopping. You can even refinance the car or truck you already love to receive the gift card and a great rate. Plus, you’ll enjoy no payments until 2019 with our 90 days deferred payment option.2

Other benefits include: 
  • Rates as low as 2.74% APR3
  • Summer Skip Payment Option4
  • Auto Buying Service: Let us shop for you and negotiate the price. We’ll even deliver the vehicle to your school, home or closest branch.
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What our members are saying:

I had another great experience with Dave at Educational Systems Federal Credit Union. This is the second car he has helped me buy through Herb Gordon Nissan with Jim Porter. Both men were great listeners, supportive and helped me make this purchase. Dave was very attentive, answered all of my questions and gave sound advice. Abby was my loan officer and she was also great. She walked me through everything and called me to notify me of all changes and kept me informed of how the process progressed. Dave makes the process go smoothly and I can't thank him enough for getting me the car and price that I wanted. I would definitely recommend using Educational Systems FCU and contacting Dave to help you purchase a new or used car.

LaShonne W.
May 2018
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Get your Black Friday auto loan

Take advantage of this limited time offer by calling 301.779.8500 or visiting a branch. We also come to you. Our On-site Financial Services team visits K-12 and community college locations to take care of your financial needs at school and on campus. To schedule an appointment, email
1 Limited time offer. A $300 Visa® gift card will be given to members who obtain an auto loan for a minimum of $15,000 through our branches, Contact Center or On-site Financial Services. The gift card will be provided at the time the loan is disbursed and may be reported as taxable income. This promotion cannot be combined with other offers and is not valid on existing Educational Systems FCU loans. Offer is subject to change without notice. Applicants must meet membership eligibility requirements.
2 No payments for 90 days. Interest will continue to accrue during the 90 days deferred period.
3 Rates as low as 2.74% APR (Annual Percentage Rate) on auto loans financed or refinanced for a maximum term of 36 months. Other loan rates and terms are available. Rates are subject to change without notice. Applications are subject to credit qualifications and approval. Actual rate is based on your credit history. Monthly payment example: A $15,000 loan financed for 36 months would be $28.98 x 15 = $434.70 per month; your loan will have a total cost of $15,649.20 ($434.70 x 36). The sample payment does not include the Summer Skip Payment Option or payment protection.
4 Interest will continue to accrue during July and August when payments are skipped. Once you make your loan payment in June, the loan due date will automatically advance to September.