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Get account information quickly with Text Banking

Send us a text when you need your balance or want to find a nearby ATM. We’ll provide the information you requested within seconds. To get started, you'll need to register your mobile device through Online Banking.

How to register

After logging into Online Banking, select the “Access Accounts” tab followed by the “Mobiliti” tab. Then, choose one or both of the following services:

  • Text Banking

  • Mobile Browser Banking: Allows you to use your phone or tablet’s standard browser to login to Online Banking.

Once you enter your mobile phone number, you will receive a text message with further instructions to complete the registration process.

Using Text Banking

Once your mobile device is registered for text banking, send a text to the phone number 59289 and enter one of the inquiry codes listed below in the message area. If you use text banking with multiple financial service providers who use the same text service as us, you'll be asked for a "Bank ID". Our "Bank ID" is ESFCU. You will need to include ESFCU in addition to the inquiry code each time you send a text. For example, to check your balance, you would need to send the inquiry code ESFCU BAL. There should be a space between ESFCU and BAL.

Inquiry Code

Check account balance 

View transaction history HIST
Find nearby ATMs ATM plus 5-digit zip code
(Example: ATM 20770)
Find nearby branch locations BRANCH plus 5-digit zip code
(Example: BRANCH 20770)
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Helpful tip
Save 59289 to your phone contact list under “Educational Systems FCU Text Banking."
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