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Step 3: Search for a home

Finding the perfect home within your budget is easier with our HomeAdvantage program. It’s a free, no obligation program that can help you find the home of your dreams, connect with an approved real estate agent and get a valuable reward.

The first step to using HomeAdvantage is to enroll. Once you enroll, you’ll have access to the following resources:

Search for your home

View the latest property listings, research similar home values and compare neighborhoods and schools. You can save your favorite searches and get email alerts when new properties become available. Learn more.

Earn a cash reward

Earn an average cash reward of $1,600 when you choose a local real estate agent from our network of handpicked professionals to buy your home. Learn more about rewards.

How to calculate the reward

The reward is equal to 20% of the agent's commission. To calculate the reward, multiply the home sale price by the real estate agent’s commission (typically 3%), then multiply that by 20%. Use the chart below to estimate how much you can save.

Home sale price Member reward





















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Call a Mortgage Loan Officer
Call a Mortgage Loan Officer
301.779.8500 ext. 5401

Reward example based on 3% agent commission.

* The HomeAdvantage® program is made available to you through a relationship between Educational Systems FCU and HomeAdvantage. Program rewards are awarded by HomeAdvantage to buyers and sellers who select and use a real estate agent in the HomeAdvantage network of approved agents. Home buyers or sellers are not eligible for the reward if they use an agent outside this network. Using Educational Systems FCU for a mortgage is not a requirement to earn a reward. Reward amounts are dependent on the commissions paid to the agent. Reward incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with Educational Systems FCU to get details that may affect you.

Mortgages for the education community
  • Get up to $2,500 in closing cost credits
  • Finance of up to 97% of your home’s appraised value
Learn More
Cash rewards with HomeAdvantage®
  • We'll help you find a real estate agent
  • Earn a cash reward
Learn More