Step 3: Search for a home
Finding the perfect home within your budget is easier with our HomeAdvantage program. It’s a free, no obligation program that can help you find the home of your dreams, connect with an approved real estate agent and get a valuable reward.
The first step to using HomeAdvantage is to enroll. Once you enroll, you’ll have access to the following resources:
Search for your home
View the latest property listings, research similar home values and compare neighborhoods and schools. You can save your favorite searches and get email alerts when new properties become available. Learn more.
Earn a cash reward
Earn an average cash reward of $1,600 when you choose a local real estate agent from our network of handpicked professionals to buy your home. Learn more about rewards.
How to calculate the reward
The reward is equal to 20% of the agent's commission. To calculate the reward, multiply the home sale price by the real estate agent’s commission (typically 3%), then multiply that by 20%. Use the chart below to estimate how much you can save.
| Home sale price |
Member reward |
|
$100,000
|
$600
|
|
$200,000
|
$1,200
|
|
$300,000
|
$1,800
|
|
$400,000
|
$2,400
|
|
$500,000
|
$3,000
|
|
$600,000
|
$3,600
|
|
$700,000
|
$4,200
|
|
$800,000
|
$4,800
|
|
$900,000
|
$5,400
|
|
$1,000,000
|
$6,000
|
Reward example based on 3% agent commission.
* The HomeAdvantage® program is made available to you through a relationship between Educational Systems FCU and HomeAdvantage. Program rewards are awarded by HomeAdvantage to buyers and sellers who select and use a real estate agent in the HomeAdvantage network of approved agents. Home buyers or sellers are not eligible for the reward if they use an agent outside this network. Using Educational Systems FCU for a mortgage is not a requirement to earn a reward. Reward amounts are dependent on the commissions paid to the agent. Reward incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with Educational Systems FCU to get details that may affect you.