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Welcome to Educational Systems Federal Credit Union!

CARCO Federal Credit Union officially joined Educational Systems FCU on October 1, 2019. We’re excited to open a new world of products and services to the employees and retirees of Caroline County Public Schools and their families.

To help you transition to Educational Systems FCU, please visit this web page regularly for up-to-date information. If you have a question that’s not covered, email carco@esfcu.org for an answer.

Helpful Tools

  • Welcome Letter: On August 30, a welcome letter was sent to all CARCO FCU members with your new Educational Systems FCU member number that you will start to use on October 1, 2019. View a copy of the Welcome Letter.

  • Welcome Kit: Along with the letter was a Welcome Kit, which provides an overview of what you need to know to access and manage your account. View the Welcome Kit.

  • Frequently Asked Questions (FAQ): We created a list of questions and answers to help you transition to Educational Systems FCU. View the lastest FAQs.

Special Checking Account Offer

We encourage you to visit the Denton Office to open a checking account before November 30, 2019. You can get a Visa® debit card immediately, which will give you access to your money 24/7 to pay for purchases at retailers everywhere the Visa logo is displayed and access to cash at over 28,000 surcharge-free ATMs.
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Special $300 Cash Bonus*
For checking accounts with Direct Deposit of your school
system or retirement net check and eStatements
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*For additional information, click here.