More Rewards. More Possibilities.

Earn 10,000 bonus reward points with a Visa® Rewards Credit Card
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Earn More Credit Card Reward Points on Everyday Spending

For a limited time, earn 10,000 bonus reward points when you open a Visa® Rewards Credit Card and meet the offer requirements.1

Use your card for everyday purchases on dining, gas, groceries, online shopping and more and watch the points from every eligible purchase add up.


Credit Card Benefits to Meet Your Financial Needs with Everyday Rewards

No balance transfer fees

No cash advance fees

No foreign transaction fees

Credit limits up to $40,000


Earn Points on Everyday Purchases

Maximize your rewards by earning points on every dollar spent.
 

5 POINTS

RESTAURANTS

4 POINTS

GROCERY STORES

3 POINTS

AUTOMATED FUEL DISPENSERS

2 POINTS

BOOKSTORES AND AMAZON

1 POINT

ALL OTHER PURCHASES
 


Redeem Rewards Your Way

The points you earn can be redeemed for a variety of rewards through Premier Rewards. Whether you're looking for cash back, gift cards2, merchandise, travel experiences or tickets to your favorite events, your points can help you get more from every purchase.
 

Cash Back

Gift Cards2

Brand-name Merchandise

Travel

Event Tickets

Excursions

Access Your Bonus Reward Points

Open a Visa® Rewards Credit Card with Educational Systems FCU and start earning on your everyday purchases.
Apply Today
SMART CREDIT CARD MANAGEMENT

Use credit cards wisely to build your credit and avoid costly debt.

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Frequently Asked Questions

Yes. Premier Rewards points can be redeemed for travel-related rewards and experiences.

Benefits may include:
  • Earning rewards points on everyday purchases
  • Flexible redemption options
  • Travel and merchandise rewards
  • Cash-back opportunities
  • Checkout with Points functionality

Yes. Members are able to gift points to another Premier Rewards cardholder through the website. There is no limit to the number of points that can be gifted.

You earn Premier Rewards points based on eligible purchases made with your Visa® Premier Rewards credit card. Different purchase categories earn different point amounts.

Please call 866.534.5376 for assistance if you continue experiencing issues.
1 10,000 bonus Premier Rewards points will be credited to new Visa® Rewards Credit Card accounts opened between June 1, 2026 and October 31, 2026. Bonus points will be credited to the member’s Premier Rewards account within 60 days of account opening. Existing Visa® Rewards Credit Card accounts and accounts closed and reopened during the promotional period are not eligible for this offer. Applications subject to credit approval. You’ll need to provide verification of income such as your most recent pay stub. Rates are subject to creditworthiness. This offer is subject to change without notice. Applicants must meet membership eligibility requirements.
2 Gift cards are not sponsors or co-sponsors of this program.