Get up to $2,500 towards mortgage closing costs
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Home Equity Loans with No Closing Costs

Use the equity in your home and we’ll pay your closing costs.*

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Visa Credit Cards

We offer Visa® credit cards with low rates and no balance transfers.

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Become a member

When you join Educational Systems Federal Credit Union, you become an owner of the Credit Union and we serve your interests.

Rewards Discounts

Get special discounts on home and auto insurance, TurboTax products and more.

Star Member Program

Members with a total of $25,000 in combined deposits and/or loans are eligible for additional benefits.

Ap Financial Planning

Plan ahead for retirement and other life milestones with the help of professionals.

What our members say about us

My experience acquiring a loan with Educational Systems Federal Credit Union was terrific. The representative was very knowledgeable about the whole process. They also provided additional information on starting a savings account for my budget. Thank you for a pleasant experience!
- Eunice S.

*Closing costs on second mortgages with a minimum loan amount of $10,000 and home equity lines of credit (HELOC) with an advance on the line of credit of $10,000 at the time of closing will be paid by the Credit Union. The closing costs will be recouped by the Credit Union if the loan is paid off and closed within three years. Closing costs vary and will depend on the location of the property and the amount of the loan. Closing costs typically range between $500 and $2,000. This offer is subject to change without notice. Other restrictions may apply. All applicants must meet membership eligibility requirements.