Loans and Credit Card Rates

APR=Annual Percentage Rate. Applications are subject to credit approval, and actual rate will be determined by your credit, Loan-to-Value and term. Some restrictions may apply. Consult your tax advisor to determine whether the interest is tax deductible. All rates are subject to change without prior notice.

* Monthly payment example: A loan of $50,000 financed for 10 years would be $0.606 x 1,000 = $606 per month; your loan will have a total cost of $72,720 ($606 x 120).

*APR = Annual Percentage Rate. All rates are subject to change without prior notice. Rates and terms are based upon evaluation of applicant(s) credit. Your actual rate and margin may vary. The Annual Percentage Rate (APR) for these variable rate products is based upon the Wall Street Journal Prime Interest Rate rounded to the nearest 1/4% (Index), plus the applicable margin. WSJ Prime Rate as of 10.01.2023 = 8.50%. The maximum rate is 12.00% or the maximum permitted by law, whichever is less. The rate will never go below 5.50% APR (Floor) at any time during the term of the plan, except during a discount period. The interest rate can change quarterly, up or down, by a maximum of 1.00%. Homeowner's insurance is required. Consult your tax advisor to determine whether the interest is tax deductible. Some restrictions may also apply.

APR=Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit and vehicle mileage. All rates are subject to change without prior notice. Rates shown above are our Premium Loan Rates.

* Monthly payment example: A $15,000 loan financed for 36 months at 5.74% APR would be $30.09 x 15 = $451.35 per month; your loan will have a total cost of $16,248.60 ($451.35 x 36). The sample payment does not include the Summer Skip Payment Option or payment protection.

APR=Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit and your vehicle mileage. All rates are subject to change without prior notice. Rates shown above are our Premium Loan Rates.

* Monthly payment example: A loan of $10,000 financed for 36 months at 6.74% APR would be $30.54 x 10 = $305.40 per month; your loan will have a total cost of $10,994.40 ($305.40 x 36). The sample payment does not include the Summer Skip Payment Option or payment protection.

APR=Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice. For complete details, view the Credit Card Application and Solicitation Disclosure.

APR=Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice.

APR=Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice.

¹ Monthly payment example: A loan of $10,000 financed for 60 months will be $23.81 x 10 = $238.10 per month; your loan will have a total cost of $14,286.00 ($238.10 x 60). The sample payments do not include or payment protection.
² Monthly payment example: The loan payment for a Line of Credit advance is calculated at $30 per $1,000 dollars advanced. A Line of Credit advance in the amount of $10,000 will be 10 x $30 = $300 per month. If no additional advances were added, the loan will have an approximate term of 42 months with an approximate total cost of $12,475.70. The sample payments do not include or payment protection.