Auto Loans

Start your journey with $250 in your pocket

Rev up your savings

For a limited time, you can receive $250 when you finance or refinance an auto loan.1 Apply today to get on the road to savings.

Cruise into your dream car with our flexible rates

Plan ahead with our loan protection options

Life's journey can be unpredictable, but your financial well-being doesn't have to be. We've teamed up with Member's Choice™ and Route 66 to provide comprehensive loan protection options designed with you in mind.

Member's Choice™ Borrower Security Debt Protection

Debt Protection is a voluntary loan-payment program that may cancel loan payments up to the contract maximums during certain unexpected life events.1 Learn more by calling 301.779.8500 and ask us about protecting your loans today.

Guaranteed Asset Protection (GAP)

GAP is designed to cover the difference between what you owe on your auto loan and what your primary insurance will pay should your vehicle become totaled or stolen. Ask about GAP and how it can help save you thousands. Best of all, it’s fully refundable within the first 90 days. Call 301.779.8500, or stop by any branch to add GAP to your auto loan today.2

Route 66 Extended Warranty

Add years to your auto warranty with Route 66 Extended Warranty. All warranties are fully insured, feature a $0 deductible and offer nationwide coverage. Call 301.779.8500 for a quote and apply for your coverage.

  • 30-day money back guarantee
  • 24/7 emergency road service with every plan
  • Plans are transferable if you sell your car

Ready for a new ride? Our fixed interest rates and flexible terms on new and used auto loans make it a breeze. At Educational Systems Federal Credit Union, we offer financing for up to 84 months3 as well as exclusive perks for the education community.

Your Ultimate Auto Buying Experience is Here

Say goodbye to driving from dealership to dealership! Our Auto Buying Program, powered by TrueCar®, lets you shop, compare and get upfront pricing on new or used vehicles. Enjoy benefits such as:

  • Upfront pricing on local new and used vehicles
  • Access a nationwide network of over 16,000 TrueCar Certified Dealers
  • Instant cash offers from a Certified TrueCar Dealer when you sell your vehicle

Find your dream vehicle today with our Auto Buying Program, powered by TrueCar.

Price a vehicle with our Auto Buying Program, powered by TrueCar

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We’re here to help you purchase your dream vehicle

Disclosures:

1 A $250 interest rebate will be given to members who finance or refinance a new or used auto loan with a minimum loan amount of $20,000 from June 1 through August 31, 2025. The loan must be disbursed by the Credit Union and not through a dealership. The $250 will be posted to your savings account at the time the loan is disbursed. This promotion cannot be combined with other offers and is not valid on existing Educational Systems Federal Credit Union loans. Offer subject to change without notice. Applicants must meet eligibility requirements for membership.
2 Interest will continue to accrue during the 90 days deferred period.
3 Interest will continue to accrue during July and August when payments are skipped. Once you make your loan payment in June, the loan due date will automatically advance to September