Auto Loans
Find auto loans with fixed interest rates and multiple term options for your new vehicle.
Cruise into your dream car with our flexible auto loans
Turn your everyday commute into an adventure
Fixed interest rates and flexible terms
These rates and terms are available for new and used auto loans.
Financing for up to 84 months³
Keep payments within your budget with our financing.
Your Ultimate Auto Buying Experience is Here
Say goodbye to driving from dealership to dealership! Our Auto Buying Program, powered by TrueCar®, lets you shop, compare and get upfront pricing on new and used vehicles. Enjoy benefits such as:
- Upfront pricing on local new and used vehicles
- Access a nationwide network of over 16,000 TrueCar Certified Dealers
- Instant cash offers from a Certified TrueCar Dealer when you sell your vehicle
Find your dream vehicle today with our Auto Buying Program, powered by TrueCar.
Price a vehicle with our Auto Buying Program, powered by TrueCar
Current Rates
Unlock extra savings by refinancing your current auto loan
Already have an auto loan? Let's get you on the road to savings. Compare your current auto loan repayment interest rate with interest rates from Educational Systems Federal Credit Unioin to find out how much you can save when you refinance with us. If your vehicle was purchased within the last six months and is the current year model, it's eligible for financing as a new vehicle. All you need to do is provide the vehicle title and purchase order.
Finance your car with confidence.
- Calculate what you can comfortably afford for a monthly payment before shopping
- Get pre-approved and secure your loan rate before visiting dealerships so you can negotiate as a cash buyer
- Consider the total loan cost, not just the monthly payments when choosing your loan
- If possible, make a larger down payment to reduce your total loan amount and monthly payments
- Compare both new and used vehicles to unlock potential savings and reduced depreciation
What our members say about us
The representative at the Rockville Branch was so helpful with my auto loan. They took the time to explain everything in detail from start to finish. They even called me the next day to congratulate me on my purchase and ensure everything went well.
- Amelia K.
Frequently Asked Questions
You may mail your loan payment, pay online by transferring funds from a checking/savings account (please note that you must be set up for Digital Banking), or you may pay in person at any of our branch offices. In addition, you may set up a debit from another bank account or create a distribution from a direct deposit or payroll deduction.
Helpful Links
We're here to help you purchase your dream vehicle.
Featured Resources
1 Interest will continue to accrue during the 90 days deferred period.
2 Interest will continue to accrue during July and August when payments are skipped. Once you make your loan payment in June, the loan due date will automatically advance to September.
3 Applications are subject to credit qualifications and approval. Actual rate is based on your credit history. Must meet membership eligibility requirements. For a 84-month term, a minimum loan amount of $30,000 is required. For a 72-month term, a minimum loan amount of $15,000 is required.