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Get $500 when you finance or refinance
your auto loan1

Whether you’re buying a new model, searching for a pre-owned vehicle or want to lower your payments by refinancing your existing loan from another financial services provider, we have you covered. We offer:

  • Low rates
  • No payments for 90 days2
  • Summer Skip Payment Option3
Use our auto loan calculator to estimate your monthly payments.

Auto Buying Program, powered by TrueCar®

Instead of driving from dealership to dealership and wondering if you’re getting the best deal, use our Auto Buying Program, powered by TrueCar, to shop, compare and get upfront pricing on your next new or used vehicle. You’ll also enjoy:

  • Average savings of $1,824 off MSRP4 on new vehicles
  • Access to a nationwide network of over 16,000 TrueCar Certified Dealers
  • Instant cash offers from a Certified TrueCar Dealer when you sell your vehicle

Start searching today with our Auto Buying Program, powered by TrueCar.

Price a New Auto

Price a Used Auto

Here to help

Start a new
auto application
Call to apply
301.779.8500 ext. 4665
Visit one of our
branch locations

1 A $500 interest rebate will be given to members who finance or refinance a new or used auto loan with a minimum loan amount of $20,000 between March 1 and April 15, 2023. The loan must be disbursed directly through the Credit Union and not through a dealership. The $500 will be posted to your savings account at the time the loan is disbursed. This promotion cannot be combined with other offers and is not valid on existing Educational Systems Federal Credit Union loans. Offer subject to change without notice. Applications are subject to credit qualifications and approval. Actual rate is based on your credit history. Applicants must meet membership eligibility requirements​.
2 Interest will continue to accrue during the 90 days deferred period.
3 Interest will continue to accrue during July and August when payments are skipped. Once you make your loan payment in June, the loan due date will automatically advance to September.
4 Between 1/1/21 and 12/31/21, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites based on users who received in-stock price offers and who TrueCar identified as purchasing a new vehicle of the same make and model as one of the in-stock price offers from a Certified Dealer was $1,824. Your actual savings may vary based on multiple factors including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives which are subject to change. The MSRP is determined by the manufacturer, and may not reflect the price at which vehicles are generally sold in the dealer’s trade area as not all vehicles are sold at MSRP. Each dealer sets its own pricing.

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