We’ve got you covered with Mortgage and Home Equity Loans.
Whether you're buying or refinancing, we have the home loan for you.
Apply for a Mortgage Loan
Take advantage of the equity in your home to pay for a large, one-time expense such as a home improvement project or debt consolidation.
Apply for a Second Mortgage Loan
A Home Equity Line of Credit (HELOC) introductory interest rate of 3.49% APR for the first six months, 7.00% APR variable thereafter and pay no closing costs. Plus, you'll have up to 15 years to repay the loan balance.
Apply for a Home Equity Line of Credit
Become a member today!
Frequently Asked Questions
You may mail your loan payment, pay online by transferring funds from a checking/savings account (please note that you must be set up for Digital Banking), or you may pay in person at any of our branch offices. In addition, you may set up a debit from another bank account or create a distribution from a direct deposit or payroll deduction.
1 Mortgage purchase and refinance transactions may receive up to $2,500 in mortgage closing cost credits. Applicants must apply online before December 31, 2025. Credit will be applied at the time of closing. Promotion is subject to change without notice. Additional exceptions or restrictions may apply. Loans subject to credit qualifications and approval. Applicants must meet membership eligibility requirements.
2 Rates as low as 5.25% APR (Annual Percentage Rate) available on Second Mortgage loans financed for a maximum term of 60 months. Other loan rates and terms are available. Rates are subject to change without notice. Applications are subject to credit qualifications and approval. Actual rate is based on your credit history. Monthly payment example: on a $50,000 loan financed for 60 months at a 5.25% APR would be $949.30. Closing costs on second mortgages and home equity lines of credit (HELOC) will be paid by the Credit Union. The closing costs will be recouped by the Credit Union if the loan is paid off and closed within three years. Closing costs vary and will depend on the location of the property and the amount of the loan. Closing costs typically range between $500 and $2,000. Property insurance is, and flood insurance may be, required. This offer is subject to change without notice. Other restrictions may apply.
3 Loans subject to credit qualifications and approval. The Home Equity Line of Credit offers an introductory rate of 3.49% Annual Percentage Rate (APR) for the first six months. Rate thereafter is a variable rate based on The Wall Street Journal Prime Rate plus/minus a margin, adjusted quarterly. The Annual Percentage Rate (APR) for this variable rate product is based upon The Wall Street Journal Prime Rate rounded to the nearest 1/4% (Index), plus the applicable margin. Rate Changes: The Annual Percentage rate can change quarterly on the first day of January, April, July and October after the expiration of any discount period. The rate cannot increase or decrease more than one percentage point at each adjustment; this limitation does not apply to the adjustment occurring after a discount period expires. The maximum Annual Percentage Rate that can apply is 12% or the maximum permitted by law, whichever is less. However, under no circumstances will your Annual Percentage Rate go below 5.50% any time during the term of the plan unless it is during a discount period. Homeowner’s insurance is required.Closing costs on second mortgages and home equity lines of credit (HELOC) will be paid by the Credit Union. The closing costs will be recouped by the Credit Union if the loan is paid off and closed within three years. Closing costs vary and will depend on the location of the property and the amount of the loan. Closing costs typically range between $500 and $2,000. Property insurance is, and flood insurance may be, required. This offer is subject to change without notice. Other restrictions may apply.