Member Benefits

Credit Union membership has its advantages, we're here for all of your financial needs. 

Explore the perks of credit union membership

Exclusive discounts and rewards.
Star Members get additional benefits.
Peace of mind with deposit insurance.

Benefits of membership

Being a member has its advantages, especially when you use the Credit Union for all of your financial needs. To help you save even more, we offer discounts on insurance. Other member benefits include the Star Member Program, Ap Financial Planning and deposit insurance for your long-term financial security.

A safe place to save

At Educational Systems FCU, your savings are insured by the National Credit Union Share Insurance Fund (NCUSIF) which is backed by the full faith and credit of the United States. The NCUSIF insures individual accounts up to $250,000, and a member’s interest in all joint accounts combined is insured up to $250,000. The NCUSIF also protects IRAs separately up to $250,000. For additional information, visit for videos and an estimator tool.

Star Member Program

Members who have a total of $25,000 in combined deposits and/or loans are eligible for additional benefits.

Love My Credit Union Rewards

Get discounts on products and services you use every day through your Credit Union membership.

Discounts on Insurance

Credit Union members are eligible for home, auto and life insurance discounts.

Frequently Asked Questions

Those eligible to join include: employees, students, as well as their parents and immediate family members of Anne Arundel, Calvert, Caroline, Charles, Montgomery, Prince George’s, St. Mary’s and Talbot County Public Schools, College of Southern Maryland, Montgomery College, Montgomery College Alumni Association, Prince George’s Community College (PGCC) and PGCC Alumni. Individuals who live or work in St. Mary’s County and their immediate family members may also join Educational Systems FCU.

If you work for a private or parochial school or organization that supports education, you may also be eligible to join. For additional information, please call 301.779.8500 or visit a branch.

You can become a member at Educational Systems FCU by visiting a branch or mailing in a paper application to PO Box 179, Greenbelt, MD 20768-0179. You will need to provide a photo identification and verification of address.

Call or stop by a branch and we’ll walk you through the membership process.

We look forward to helping you achieve your financial goals and dreams.