Financial solutions
The Bowie Branch has relocated to Hilltop Plaza.
Use the equity in your home and we’ll pay your closing costs.*
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Current Rates
Become a member
When you join Educational Systems Federal Credit Union, you become an owner of the Credit Union and we serve your interests.
Rewards Discounts
Get special discounts on home and auto insurance, TurboTax products and more.
Star Member Program
Members with a total of $25,000 in combined deposits and/or loans are eligible for additional benefits.
Ap Financial Planning
Plan ahead for retirement and other life milestones with the help of professionals.
What our members say about us
I recently closed on my first home with Educational Systems Federal Credit Union, where I have been a member for over 10 years. The team guided me through the home-buying process, and my loan officer was incredibly patient, detailed and supportive, which helped me feel comfortable every step of the way. The Credit Union also introduced me to the Federal Home Loan Bank-Atlanta (FHLB) program, which provided assistance towards my down payment and closing costs. With support from Educational Systems FCU and FHLB, I was able to successfully navigate the home-buying process and secure the funding I needed to make my homeownership dream a reality.
-Tracy
*Closing costs on second mortgages with a minimum loan amount of $10,000 and home equity lines of credit (HELOC) with an advance on the line of credit of $10,000 at the time of closing will be paid by the Credit Union. The closing costs will be recouped by the Credit Union if the loan is paid off and closed within three years. Closing costs vary and will depend on the location of the property and the amount of the loan. Closing costs typically range between $500 and $2,000. This offer is subject to change without notice. Other restrictions may apply. All applicants must meet membership eligibility requirements.