Our Story

Educational Systems Federal Credit Union has proudly served the education community since 1955. 

Serving the education community

Established in 1955
Formed by educators

Serving the education community

Since 1955, Educational Systems Federal Credit Union has proudly served members of the education community. Our vision is to make financial wellness and stability accessible for all the communities we serve.

Serving your interests

Credit unions are not-for-profit financial cooperatives that are owned by their members. When you join Educational Systems Federal Credit Union, you become an owner of the Credit Union and we serve your interests. After paying expenses and setting aside reserves, we return our profits to our members in the form of lower loan rates and higher dividend rates. In contrast, banks are typically owned by stockholders who focus on profits for outside shareholders.

Products and services for the education community

We understand the unique needs of the education community, so we customize our products and services. For example, our Premium Summer Pay account pays a high interest rate and helps members of the education community save a portion of every paycheck during the school year to cover summer expenses. Also, when members finance an auto loan, we offer a Summer Skip Payment Option.

Governed by members of the education community

Our Board of Directors is comprised of Credit Union members who volunteer their time to ensure we provide the best in value and service to meet the needs of the education community. The President/CEO of the Credit Union reports to our volunteer Board of Directors.

We are listening

We are committed to serving the education community. One of the best ways we can help is by listening to our members. If you have a suggestion, question or want to compliment an employee, send an email to [email protected]. Your email will be reviewed and responded to by the members of our senior management team.

Credit Union Core Values


Here to help you and your family with your financial needs.