Student Loans

Explore our private student lending solutions to help pay for tuition, books and more.

Benefits of the Student Choice lending solution

Undergraduate and graduate students
No origination fees
Over 2,000 approved schools

Smart financing solutions for higher education

When scholarships, grants and federal loans aren't enough to pay for the cost of tuition, books, housing and more, Educational Systems Federlal Credit Union has you covered. In partnership with Credit Union Student Choice, we offer Private Student Loans for undergraduate programs.1

The Student Choice lending solution benefits includes:

  • Available for undergraduate and graduate students
  • No origination fees2
  • Deferred payment options (while you're in school)
  • Flexible repayment and in-school deferment options
  • More than 2,000 approved schools across the country3

Pursue your dreams of higher education. Get started and apply for the Student Choice private student lending solution today.


Learn the answers to some common questions related to undergraduate in-school lines of credit, applications, loan processing and more.

Financial Wellness Tools

Sign up for iGrad and take advantage of financial tools to help you make an informed decision about your college financing options. You'll also have access to a job search engine and resources to help you with your resume and cover letter.

College Counselor

Whether you’re a parent, high school student, or college graduate entering loan repayment, our counselor can walk you through the necessary steps to make smart financial decisions.

1 Applications are subject to credit approval and actual rate is based on your credit history. Must meet membership eligibility requirements. All loans subject to annual review and credit qualification. Must meet school's Satisfactory Academic Progress (SAP) requirements.
2 For more information visit
3 Approved schools are subject to change.