Personal Loans

Finance what you need with a personal loan

When you need money for an emergency, to make a purchase or consolidate debt, a personal loan from Educational Systems FCU can help.*

Secured Loans

Use money in your Educational Systems FCU savings or certificate account as collateral to get a great rate. Choose from a Share Secured or Certificate Secured Loan. 

Unsecured Loans

We offer personal loans with a fixed rate and term as well as lines of credit to cover your financial needs.

Frequently Asked Questions

You may mail your loan payment, pay online by transferring funds from a checking/savings account (please note that you must be set up for Digital Banking), or you may pay in person at any of our branch offices. In addition, you may set up a debit from another bank account or create a distribution from a direct deposit or payroll deduction.

* Applications are subject to credit qualifications and approval. Actual rate is based on your credit history. Must meet membership eligibility requirements.