Personal Loans
Find financing to enhance your life with a personal loan
When you need money for an emergency, to make a purchase or consolidate debt, a personal loan from Educational Systems Federal Credit Union can help.* Explore personal loan options and details.
Secured Loans
Use money in your Educational Systems Federal Credit Union savings account or certificate account as collateral to get a great interest rate. Choose from a Share Secured or Certificate Secured Loan.
Unsecured Loans
We offer personal loans with a fixed interest rate and term as well as personal lines of credit to cover your financial needs.
Frequently Asked Questions
You may mail your loan payment, pay online by transferring funds from a checking/savings account (please note that you must be set up for Digital Banking), or you may pay in person at any of our branch offices. In addition, you may set up a debit from another bank account or create a distribution from a direct deposit or payroll deduction.
* Applications are subject to credit qualifications and approval. Actual rate is based on your credit history. Must meet membership eligibility requirements.