Debit Cards

We offer convenience with ATM and debit cards

ATMs

You can use your Educational Systems FCU ATM and debit cards at ATMs located at our branches, Board of Education and other community buildings as well as over 80,000 surcharge-free CULIANCE "CU Here" ATMs located across the nation. In addition, Star Members have unlimited ATM access.*

ATM card

Members who only have a savings account get an ATM card. If you lose your card, a replacement can be ordered at any branch or by calling the Contact Center at 301.779.8500. It will take 7-10 business days for the card to arrive at your address on file.

Debit card

Members who have a checking account get a debit card which can be used at ATMs and to pay for purchases at retailers everywhere Visa® is accepted. If your card is lost, you can get a replacement card instantly at any branch or call the Contact Center at 301.779.8500 to have one mailed to you. Please view the fee schedule for the service fee.

Other debit card benefits:

  • Get cash at the grocery store checkout using your debit card without incurring a fee. Just select the debit option. If you don't need cash, select credit.
  • Use your card at any retailer participating in mobile wallets such as Apple Pay, Samsung Pay or Android Pay.
  • Sign up for Visa® Checkout and you won't have to enter your credit card or shipping information when shopping online with participating merchants.

Helpful Tip

If your ATM or debit card is lost or stolen and we're closed, you can block your card by calling us at 301.779.8500 and following the prompts.

Frequently Asked Questions

The chip embedded in your card turns your account information into a unique code that adds a layer of fraud protection. Many retailers now accept chip cards since it’s the global standard.

At chip-enabled registers, insert your card into the chip reader with the chip facing up. Then, follow the prompts on the screen. If you make a purchase over the phone or online, there are no changes. At registers that aren’t chip enabled, swipe your card to conduct the transaction as you did with your previous card.

View More FAQs

Financial Wellness is Within Reach

Rates
View our rates for your Checking and Savings accounts, Loans, and Credit Cards.
Calculators
Use our handy calculators to calculate a loan payment, budget your money and more.
Forms
Fill out our quick and easy applications and forms.

*ATM transaction fees for any given month are only waived if your Star Member Relationship is confirmed for the end of the month in which the transactions occurred.