Home Equity Loans

Cash in on your home equity without paying closing costs.

Use the equity in your home when you need it

Second Mortgage

With a second mortgage, you can take advantage of the equity in your home to pay for a large, one-time expense such as a home improvement project or debt consolidation.

Home Equity Lines of Credit

A Home Equity Line of Credit allows you to borrow money for up to 10 years from the equity you have in your home any time you need it. Plus, you'll have up to 15 years to repay the balance. 

What our members say about us

I'd like to express my gratitude for the great member service I received during the Home Equity Loan process. The patience, endurance and positive attitude from the Mortgage Loan Processor paved a way for us to make home improvements we were not able to do for years. The equity was in our home, but we needed the help of the Credit Union to access it.

- Beatrice C.

Frequently Asked Questions

You may mail your loan payment, pay online by transferring funds from a checking/savings account (please note that you must be set up for Digital Banking), or you may pay in person at any of our branch offices. In addition, you may set up a debit from another bank account or create a distribution from a direct deposit or payroll deduction.