Serving the education community

For over 60 years, Educational Systems Federal Credit Union has proudly served the education community. As an employee of Prince George’s County Public Schools, we invite you to take advantage of the special offers listed below:

$300 Cash Bonus¹

• Open a Checking Account with Direct Deposit and eStatements and receive a $300 Cash Bonus.

$200 Cash Bonus²

• Finance or refinance a new or used vehicle with a minimum loan amount of $15,000 and receive a $200 Cash Bonus.

Rates as low as 3.25% APR³ with our Visa^® Rewards credit card

• Earn double ScoreCard Rewards⁴ points on every purchase
• No balance transfer fees
• No cash advance fees
• No foreign transaction fees
• Credit limits up to $25,000

0.50% Annual Percentage Yield (APY)⁵ with our Premium Summer Pay account⁶

• Save throughout the school year for the summer when you don’t receive a paycheck.

Open an account today

¹ To qualify, a new checking account must be opened with eStatements and a minimum Direct Deposit of $700 per pay period from Prince George’s County Public Schools, that posts to the checking account by October 15, 2020. The Cash Bonus will be posted to the member’s savings account within 10 business days after the qualifying Direct Deposit posts and validation of eStatement enrollment. May be reported as taxable income. This promotion cannot be combined with other offers.
² A $200 Cash Bonus will be given to members who finance an auto loan for a minimum of $15,000 through our branches, Contact Center or On-site Financial Services by September 30, 2020. The Cash Bonus will be posted to your savings account at the time the loan is disbursed and may be reported as taxable income. This promotion cannot be combined with other offers and is not valid on existing Educational Systems FCU loans. Applications are subject to credit qualifications and approval.
³ APR = Annual percentage rate. Applications are subject to credit approval, and actual rate is based on your credit. Variable rate, subject to change after account opening. All rates are subject to change without prior notice. Verification of income such as a most recent pay stub must be provided. All applicants must meet membership eligibility requirements.
⁴ Earn double ScoreCard Rewards points with every purchase. $50 annual fee can be paid using your ScoreCard Rewards points in January.
⁵ 2.00% APY is for Tier One which applies to average daily balances up to $20,000. The Tier Two APY of .05% APY applies to average daily balances above $20,000. APY is subject to change without notice. The 2.00% APY is effective as of March 1, 2020. Fees could reduce earnings on the account.
⁶ The Premium Summer Pay account is only available for Direct Deposits received from Prince George's County Public Schools. No minimum balance required. No other deposits qualify. The Premium Summer Pay account distributions will be made to an Educational Systems FCU savings or checking account or another financial institution in four equal proportions on the first and third Friday of July and August. A $25 fee will be assessed for each early withdrawal.