Special Offers for the Education Community

¹ A $250 interest rebate will be given to members who finance or refinance a new or used auto loan with a minimum loan amount of $20,000 from June 1 through August 31, 2025. The loan must be disbursed by the Credit Union and not through a dealership. The $250 will be posted to your savings account at the time the loan is disbursed. This promotion cannot be combined with other offers and is not valid on existing Educational Systems Federal Credit Union loans. Offer subject to change without notice. Applicants must meet membership eligibility.
² Interest will continue to accrue during the 90-day deferral period. 
³ $5,000 Visa credit card limit is subject to credit qualifications and approval. This offer is valid from July 1, 2025, through August 31, 2025.
⁴ Receive 25,000 ScoreCard Reward points when you open a new Visa Rewards Credit Card between June 1 and August 31, 2025 and spend $3,000 in the first three months of card opening. This promotion is not available to current Visa Rewards Credit Card holders. To qualify for your bonus points, you must make purchases totaling $3,000 or more within the first three months of card opening. (“Purchases” do not include balance transfers or cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) Please allow up to 12 weeks for bonus points to post to your ScoreCard Rewards account. To be eligible for this bonus offer, account must be open and in good standing at the time of fulfillment. The annual fee for our Visa Rewards card is $50.
⁵ Mortgage purchase and refinance transactions may receive up to $2,500 in mortgage closing cost credits. Applicants must apply online before December 31, 2025. Credit will be applied at the time of closing. Promotion is subject to change without notice. Additional exceptions or restrictions may apply. Loans subject to credit qualifications and approval.
⁶ APY = Annual Percentage Yield. APY of 3.90% applies to new Certificates opened from June 1 through August 31, 2025 with a minimum balance of $500 up to $100,000 for a 12-month term. An APY of 3.95% applies to new Certificates opened with a minimum balance of $100,000 for a 12-month term. Existing Star Members (members who have $25,000 in combined deposits and/or loans) who open a new 12-month Certificate with a minimum balance of $500 up to $100,000 are eligible for an APY of 3.95% and with a minimum balance of $100,000 are eligible for an APY of 4.00%. This is a limited time offer and may change without notice. The promotion only applies to new Certificates. Other rates and terms are available. Dividends are compounded and credited quarterly. Once a Certificate is opened, money cannot be added and a penalty may be charged for Certificate early withdrawal. Fees could reduce earnings. Certificates will automatically renew for a 12-month Certificate at the current rate available at the time of renewal unless instructed to do otherwise by the member on or before the maturity date. A Star Member is a member who has a total of $25,000 in combined deposits and/or loans. The Star Member relationship must be established prior to opening the Certificate. Business and Association accounts are not eligible for the Star Member Program. 
⁷ APY = Annual Percentage Yield. The Premium Summer Pay account is only available for Direct Deposits received from a qualifying school system or community college. No minimum balance required. No other deposits qualify. The Premium Summer Pay account distributions will be made to an Educational Systems FCU savings or checking account or another financial institution in four equal proportions on the first and third Friday of July and August. A $35 fee will be assessed for each early withdrawal.