Special Offers for the Education Community
As a valued member of this community, you’re eligible for special offers.
Special offers for the education community
Since 1955, Educational Systems Federal Credit Union has been dedicated to serving the financial needs of the education community.
Get $250 with an Auto Loan
Finance or refinance a vehicle with a minimum auto loan amount of $20,000 and receive $250.1 We offer low rates, no payments for 90 days2 and loan protection options.
Lock in a great rate with Certificates
Grow your savings with a special Certificate offer:
- Special 12-Month Certificate offering 3.90% APY3 (minimum deposit of $500).
- Special 12-Month Jumbo Certificate offering 3.95% APY3 (Minimum deposit of $100,000).
$5,000 Visa® Credit Card
Open a new Visa® Rewards Credit Card and spend $3,000 within the first three months, and you’ll receive 25,000 ScoreCard reward points.4 You’ll also enjoy low rates, no balance transfer fees, no cash advance fees and no foreign transaction fees.
Get up to $2,500 in Mortgage Closing Costs
We can help you save throughout the school year to cover summer expenses with a Premium Summer Pay account.
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We’re here to provide you with the mortgage tools and personalized guidance you need to explore homeownership with confidence.
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Schedule a financial consultation
Fill out the contact form to take advantage of these offers or to schedule a financial consultation with a Business Development Officer.
1 A $250 interest rebate will be given to members who finance or refinance a new or used auto loan with a minimum loan amount of $20,000 from June 1 through August 31, 2025. The loan must be disbursed by the Credit Union and not through a dealership. The $250 will be posted to your savings account at the time the loan is disbursed. This promotion cannot be combined with other offers and is not valid on existing Educational Systems Federal Credit Union loans. Offer subject to change without notice. Applicants must meet membership eligibility.
2 Interest will continue to accrue during the 90 days deferred period.
3 APY = Annual Percentage Yield. APY of 3.90% applies to new Certificates opened from June 1 through August 31, 2025 with a minimum balance of $500 up to $100,000 for an 12-month term. An APY of 3.95% applies to new Certificates opened with a minimum balance of $100,000 for an 12-month term. Existing Star Members (members who have $25,000 in combined deposits and/or loans) who open a new 12-month Certificate with a minimum balance of $500 up to $100,000 are eligible for an APY of 3.95% and with a minimum balance of $100,000 are eligible for an APY of 4.00%. This is a limited time offer and may change without notice. The promotion only applies to new Certificates. Other rates and terms are available. Dividends are compounded and credited quarterly. Once a Certificate is opened, money cannot be added and a penalty may be charged for Certificate early withdrawal. Fees could reduce earnings. Certificates will automatically renew for a 12-month Certificate at the current rate available at the time of renewal unless instructed to do otherwise by the member on or before the maturity date. A Star Member is a member who has a total of $25,000 in combined deposits and/or loans. The Star Member relationship must be established prior to opening the Certificate. Business and Association accounts are not eligible for the Star Member Program.
4 Receive 25,000 ScoreCard Reward points when you open a new Visa Rewards Credit Card between June 1 and August 31, 2025 and spend $3,000 in the first three months of card opening. This promotion is not available to current Visa Rewards Credit Card holders. To qualify for your bonus points, you must make purchases totaling $3,000 or more within the first three months of card opening. (“Purchases” do not include balance transfers or cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) Please allow up to 12 weeks for bonus points to post to your ScoreCard Rewards account. To be eligible for this bonus offer, account must be open and in good standing at the time of fulfillment. The annual fee for our Visa Rewards card is $50.
5 Mortgage purchase and refinance transactions may receive up to $2,500 in mortgage closing cost credits. Applicants must apply online before December 31, 2025. Credit will be applied at the time of closing. Promotion is subject to change without notice. Additional exceptions or restrictions may apply. Loans subject to credit qualifications and approval.