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Refinancing a home

Refinance your home and save

Lower your current interest rate to save on your monthly payments, our mortgage specialists are here to help you. You’ll also enjoy:

  • Flexible mortgage terms: 15 year fixed, 30 year fixed and 15/15 Adjustable Rate Mortgage (ARM)*
  • Lending is available in the contiguous United States and the District of Columbia.

Here to help

Click here to go to Online Mortgage application login page
Start a new
application

Phone
Call a Mortgage Loan Officer
301.779.8500 ext. 5401
during business hours

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What our members say about us
The Credit Union helped me refinance my mortgage to a much lower rate, and the entire process was done virtually. In this current environment, it was nice to have my physical health, as well as, my financial health be a priority. My new lower payment is saving me $150 per month, which I’m saving in case of an emergency.

Alicia S.
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*The expected monthly principal and interest payment for a 15/15 adjustable rate mortgage of $280,000 at an initial interest rate of 6.75% with 0 points (6.861% APR) is $1,816.07 Total estimated payments of $664,114.13 (30 year repayment). Payment does not include taxes or insurance, actual payment may be higher. Rate is variable and can increase by no more than four percentage points every 15 years, never to exceed four percentage points above the initial rate (11.25% for this example). When the rate adjusts, your new rate will be the then current index (Weekly One Year Constant Maturity Treasury, or CMT) plus a margin of 2.750%, as long as the total adjustment does not exceed the 4.00% adjustment cap. The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Rates, terms and conditions vary based on creditworthiness and qualifications. Subject to credit qualifications and approval. All applicants must meet membership eligibility requirements.

Rebates with HomeAdvantage®
  • We'll help you find a real estate specialist
  • Earn a rebate
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