Lower your current interest rate to save on your monthly payments, our mortgage specialists are here to help you. You’ll also enjoy:
Offered for loans up to $1,250,000 in Maryland, Virginia and the District of Columbia for qualified borrowers.
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What our members say about us
The Credit Union helped me refinance my mortgage to a much lower rate, and the entire process was done virtually. In this current environment, it was nice to have my physical health, as well as, my financial health be a priority. My new lower payment is saving me $150 per month, which I’m saving in case of an emergency.
Alicia S.
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*The expected monthly principal and interest payment for a 15/15 adjustable rate mortgage of $280,000 at an initial interest rate of 4.25% with 0 points (4.341% APR) is $1,377.43. Total estimated payments of $506,428.80 (30 year repayment). Payment does not include taxes or insurance, actual payment may be higher. Rate is variable and can increase by no more than four percentage points every 15 years, never to exceed four percentage points above the initial rate (8.25% for this example). When the rate adjusts, your new rate will be the then current index (Weekly One Year Constant Maturity Treasury, or CMT) plus a margin of 2.750%, as long as the total adjustment does not exceed the 4.00% adjustment cap. The interest rates, annual percentage rates (APRs), discount points and rebates shown are subject to change without notice. Rates, terms and conditions vary based on creditworthiness and qualifications. Subject to credit qualifications and approval. All applicants must meet membership eligibility requirements.