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Your credit score: everything you need to know

Credit scores are used by lenders to make decisions about whether or not to offer you credit, the terms of the loan, and how much the loan or credit will cost you. The higher the credit score, the easier it is to secure a loan with a favorable rate and term. As a result, individuals with higher credit scores are offered more competitive rates and pay less for the money they borrow. 

Learn more

Watch a quick video about credit scores.