Homeownership is one of the most exciting milestones in a person’s life. It can be a rewarding personal and financial decision since it provides a sense of security and stability. Owning a home is also an opportunity to build equity that can be used for retirement income, education costs or to pass on to loved ones. You’re not alone on this journey, we offer personalized guidance and resources to help you navigate the best mortgage option to meet your needs. Before submitting an application, review the steps below and schedule a consultation with one of our Mortgage Loan Officers.
Step 1: Review your finances
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Review your credit report and determine how much you need in savings to help you purchase your dream home.
Step 2: Explore mortgage options
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Our experts can help you understand different mortgage types and terms so you can make an informed decision. You may be eligible for other assistance programs that the Mortgage Loan Officer will identify during your consultation.
Step 3: Search for a home
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Whether you're evaluating neighborhoods or seeking the expertise of a real estate professional, we’ve got you covered.
Step 4: Prepare to close
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Ready for the keys to your new home? Review our Frequently Asked Questions for a smooth closing experience.
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What our members say:
As first time homebuyers, we had a fantastic experience with Educational Systems FCU! The online application was quick and easy. Our loan officer made sure we had all of the information we needed to feel comfortable throughout the entire purchase process, she even attended settlement. It was great working with the Credit Union to purchase our forever home.
Eric P. and Meaghen F.
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