Home Loan Resources

Homeownership is one of the most exciting milestones in a person’s life. It can be a rewarding personal and financial decision since it provides a sense of security and stability. Owning a home is also an opportunity to build equity that can be used for retirement income, education costs or to pass on to loved ones. You’re not alone on this journey, we offer personalized guidance and resources to help you navigate the best mortgage option to meet your needs. Before submitting an application, review the steps below and schedule a consultation with one of our Mortgage Loan Officers.  

Schedule a Consultation

Helpful tools

• Mortgage Center: Learn about our mortgage options, view rates, sign-up for alerts when rates change, get a personalized quote and simulate various financial scenarios using interactive calculators.

• HomeAdvantage: Connect with an approved real estate agent, search for a home and earn a cash reward through our HomeAdvantage^® program.

• Freddie Mac CreditSmart^®:  Prospective homebuyers can use these resources to better understand their credit, financial management and more.

* The HomeAdvantage^® program is made available to you through a relationship between Educational Systems FCU and HomeAdvantage. Program rewards are awarded by HomeAdvantage to buyers and sellers who select and use a real estate agent in the HomeAdvantage network of approved agents. Home buyers or sellers are not eligible for the reward if they use an agent outside this network. Using Educational Systems FCU for a mortgage is not a requirement to earn a reward. Reward amounts are dependent on the commissions paid to the agent. Reward incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with Educational Systems FCU to get details that may affect you.