High Yield Savings Accounts
Find Interest Rates that Build Your Total Savings
Our High Yield Savings Account (HYSA) is designed to help your money work harder, without giving up flexibility. At Educational Systems Federal Credit Union, we offer a competitive high yield savings option for Credit Union members looking to make the most of their deposits and reach savings goals. With tiered savings account balances specifically designed to reward higher savings, this high interest account is built to support your financial growth while keeping your funds accessible.
How a High Yield Savings Account Benefits You:
- Tiered rates designed to support growing HYSA balances2
- Competitive interest rates to help your savings grow
- Convenient access to funds when you need them
High Yield Savings
| Account Type | Minimum Balance | Dividend Rate | APY |
|---|---|---|---|
| High Yield Savings Accounts Tier One1, 2 Open Now | $0.00 | 2.47% | 2.50% |
| High Yield Savings Accounts Tier Two1, 2 Open Now | $1,000.01 | 2.72% | 2.75% |
| High Yield Savings Accounts Tier Three1, 2 Open Now | $50,000.01 | 2.96% | 3.00% |
| High Yield Savings Accounts Tier Four1, 2 Open Now | $100,000.01 | 3.20% | 3.25% |
| High Yield Savings Accounts Tier Five1, 2 Open Now | $250,000.01 | 3.45% | 3.50% |
| High Yield Savings Accounts Tier Six1, 2 Open Now | $500,000.01 | .01% | .01% |
APY=Annual Percentage Yield.
1 Dividends are compounded and credited monthly.
2 High Yield Savings Accounts rates are tiered, variable and based on balance thresholds that may change at any time without notice. Dividends are compounded and credited monthly. Limit of one High Yield Savings Account per member. Minimum account opening balance requirement is $100. Average daily balance of $0.00 up to $1,000 earn the applicable Tier One rate. Average daily balance of $1,000.01 up to $50,000 earn the applicable Tier Two rate. Average daily balance of $50,000.01 up to $100,000 earn the applicable Tier Three rate. Average daily balance of $100,000.01 up to $250,000 earn the applicable Tier Four rate. Average daily balance of $250,000.01 up to $500,000 earn the applicable Tier Five rate. Balances of $500,000.01 and above will earn the prevailing Membership Savings rate.
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Pair your High Yield Savings Account with one of our Checking Accounts for seamless banking.
