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Watch your savings add up with Premium Summer Pay

We’ve all heard the saying, “Pay yourself first.” For educators, that starts by opening a Premium Summer Pay account.1 Saving a portion of every paycheck during the school year through Direct Deposit can help you save for the summer months, whether you're a 10- or 12- month employee. Your money will also grow with a 2.00% APY.2 Learn more.


Homework:
Use your equity to achieve your dreams
HELOC

Low HELOC rates available
Receive an introductory rate of 2.99% APR for the first 12 months, and as low as 4.25% APR variable thereafter.3

Learn more.

Start a new
Start a new
application

Call a Mortgage Loan Specialist
Call a Mortgage Loan Specialist
301.779.8500 ext. 4045

1 The Premium Summer Pay account is only available for Direct Deposits received from qualifying school systems and community colleges.
2 Annual percentage yield current as of August 1, 2019.  Rate subject to change without notice.  The Tier One Annual Percentage Yield (APY) of 2.00% applies to average daily balances up to $20,000. The Tier Two APY of .05% applies to average daily balances above $20,000.  Fees could reduce earnings. 
3 Introductory rate of 2.99% Annual Percentage Rate (APR) for the first 12 months with an initial advance of $10,000 required at closing. Rate thereafter is a variable rate based on the Wall Street Journal Prime plus/minus a margin, adjusted quarterly. A prime rate of 4.75% (as of 01/01/2020) minus a margin of ½% (index) would result in the current APR of 4.25%. Loan to Value <=75%. The rate cannot increase or decrease more than one (1) percentage point at each adjustment; this limitation does not apply to the adjustment occurring after a discount period expires. The maximum APR that can apply is 12.00% or the maximum permitted by law, whichever is less. However, under no circumstances will your APR go below 3.50% any time during the term of the plan unless it is during a discount period. Subject to credit qualifications and approval. All applicants must meet membership eligibility requirements.