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Become a member of Educational Systems Federal Credit Union

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The first step to become a member is to check your eligibility. Credit unions are formed to serve a field of membership with a common bond such as a geographic area, a profession or employer group. At Educational Systems FCU, we are proud to be serving the education community. Then, you can open your account online or by visiting a branch.

It's easy to become a member

As a member of Educational Systems Federal Credit Union, you will enjoy higher deposit rates and lower loan rates compared to many other financial institutions. This is because we are owned by our members who elect our volunteer Board of Directors. In contrast, banks are typically owned by stockholders who focus on profits for outside shareholders, and they are overseen by a paid Board of Directors. Another key differentiator is that our Board is comprised of members from the education community so they are able to help guide us in decisions that will benefit teachers, administrators, support staff, parents and students. All of these differences allow us to provide a great value to our members.

We look forward to helping you achieve your financial goals and dreams.


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What our members say about us

Educational Systems Federal Credit Union is amazing! The member support via phone and online is exceptional. The representative who helped me open my first account was highly professional and pleasant. I enjoyed chatting with them and they accommodated all my needs. Thank you! 
- Honor S.

Frequently Asked Questions

Those eligible to join include: employees, students, as well as their parents and immediate family members of Anne Arundel, Calvert, Caroline, Charles, Montgomery, Prince George’s, St. Mary’s and Talbot County Public Schools, College of Southern Maryland, Montgomery College, Montgomery College Alumni Association, Prince George’s Community College (PGCC) and PGCC Alumni. Individuals who live or work in St. Mary’s County and their immediate family members may also join Educational Systems FCU.

If you work for a private or parochial school or organization that supports education, you may also be eligible to join. For additional information, please call 301.779.8500 or visit a branch.

You can become a member at Educational Systems FCU by visiting a branch or mailing in a paper application to PO Box 179, Greenbelt, MD 20768-0179. You will need to provide a photo identification and verification of address.

Call or stop by a branch and we’ll walk you through the membership process.

One of the best things about membership is once a member, always a member.

Financial Wellness is Within Reach

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