Skip to Main Content Skip to Sitemap
Site header search assets
dismiss X icon

Find balance in your life

BalanceSM Financial Fitness is a no-cost, online and over-the-phone financial counseling service that could change the way you look at money. Add Balance to your financial life and you’ll quickly discover the importance of a balanced budget, how to live within your means, how to review a credit report and more.

Attend a webinar

Learn how to improve your financial wellness by attending a webinar. Each month, there’s a different topic. Register today.

Connect with a certified credit counselor

Balance certified credit counselors are ready to help you create and maintain your ideal budget, get out of debt and plan toward retirement. Each session is conducted over the phone and takes about an hour.  Before calling, organize your finances so you know where to find information that may be relevant to your conversation.

When you’re ready to create the ideal budget, call 888.456.2227 Monday through Thursday, 8:00 am to 11:00 pm (EST), Friday, 8:00 am to 8:00 pm and Saturday, 11:00 am to 8:00 pm.

Additional resources

Balance offers other resources to help you make financial decisions including:  

  • Videos: Learn about buying a car, your credit score and getting out of debt.
  • Podcasts: Learn about identity theft, the world of credit reports and more.
  • Toolkits: Learn about financial security following a divorce, what you should consider when buying a car and more.
  • Booklets: Learn about the road to homeownership and repaying student loans.
  • Articles: Learn about how to make the most of your charitable giving and other tax tips.
placeholder for border bracket
Helpful tip
Each year you can request a copy of your credit report for free from each of the three credit bureaus: Experian, TransUnion and Equifax. Get yours at or call 877.322.8228.
placeholder for border bracket

Auto loans that make the grade

  • No payments for 90 days
  • Summer Skip Payment Option
Learn More
Paying for college 101:
Strategies to help you develop a plan
Learn More