Unsecured Loans
Personal Loans and Lines of Credit to help you cover extra expenses.
We have you covered
Get the money you need with an unsecured loan
When you need money to pay for a vacation, buy a new appliance or furnishings, consolidate debt or cover education expenses, Educational Systems Federal Credit Union has you covered with a Personal Loan or Line of Credit.*
Personal Loan
Borrow up to $25,000 for 36, 48 or 60 months with a fixed interest rate and fixed monthly loan payment.
Line of Credit
Apply for a line of credit between $500 and $25,000. Our Line of Credit loans allow you to borrow money from yourself any time you need it. Your monthly payment is based only on the amount being used. This is also a great account to link to your checking account to provide overdraft coverage.
Frequently Asked Questions
You may mail your loan payment, pay online by transferring funds from a checking/savings account (please note that you must be set up for Digital Banking), or you may pay in person at any of our branch offices. In addition, you may set up a debit from another bank account or create a distribution from a direct deposit or payroll deduction.
Helpful Links
Get the money you need while enjoying our competitive interest rates.
Featured Resources
* Applications are subject to credit qualifications and approval. Actual rate is based on your credit history. Must meet membership eligibility requirements.