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Serving the Education Community

Credit Cards

We offer three different Visa® credit cards to meet your unique needs.  Select the card that works for you and apply online, visit a branch or call 301.779.8500.*

Once you have your card, you can shop securely online with a Verified by Visa password as well as any retailer participating in Apple Pay.

Features
Visa® Visa® GOLD Visa® Rewards
Rate Variable interest rates starting as low as 9.25% APR**
Fixed interest rate starting as low as 12.9% APR
Variable interest rates starting as low as 3.25% APR**
Rewards
Program
Not Applicable Not Applicable Earn double Score Card Rewards points with every purchase
Annual Fee No annual fee $35 annual fee $50 annual fee (can be paid using Score Card Rewards Points)
Balance
Transfer Fee
No balance transfer fees No balance transfer fees No balance transfer fees
Cash Advance
Fee
No cash
advance fees
No cash
advance fees
No cash
advance fees
Credit Limit Up to $25,000 Up to $25,000 Up to $25,000
Cards You Design Yes Yes Yes


*Applications are subject to credit approval. Actual annual percentage rate (APR) may vary based on your credit. **Variable interest rate-index (Prime Rate) + a Margin. Maximum interest rate is 18.00% APR.





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© 2014 Educational Systems Federal Credit Union. All rights reserved.
Routing & Transit Number: 255077008

PO Box 179, Greenbelt, MD 20768-0179  ·  301.779.8500  ·  800.356.6660
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Federally Insured
by the NCUA