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Credit Cards

The perfect credit card for you and your family is just an application away. Choose from either a Visa® with no annual fee, a Visa® Gold card with a fixed interest rate that makes it easy to budget and plan, or choose a Visa® Rewards card and earn DOUBLE ScoreCard Rewards points with every purchase – that’s two points for every dollar you spend. With ScoreCard Rewards, you can use your points to purchase name brand merchandise, gift cards, travel, and more, including kitchen appliances, sports equipment and electronics.

Visa® Visa® GOLD Visa® Rewards
No annual fee $35 annual fee $50 annual fee
Variable Interest Rates starting as low as 9.25% APR* Fixed Interest Rate starting as low as 12.9% APR** Variable Interest Rates starting as low as 3.25% APR*
No balance transfer fees No balance transfer fees No balance transfer fees
No cash advance fees No cash advance fees No cash advance fees
CardsYouDesign compatible CardsYouDesign compatible CardsYouDesign compatible

*Variable interest rate-index (Prime Rate) + a Margin. Maximum interest rate (will never exceed) 18.00%. Interest rate is based on credit score. Annual percentage rate may vary.

**Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice.

CardsYouDesign is only available for our Credit Cards.






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© 2012 Educational Systems Federal Credit Union. All rights reserved.
Routing & Transit Number: 255077008

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