Wire Transfers

Q: What kind of wire transfers does the Credit Union offer?
A: With our domestic wire transfer services you can send and receive guaranteed funds to companies and individuals. Outgoing international wire transfers are not available.

Q: How can I request a wire transfer?
A: Members can request a wire transfer by calling the Contact Center at 301.779.8500 for amounts of $50,000 or less. (Wire transfer requests over $50,000 must be completed in a branch.)  To submit the request through the Contact Center, the following requirements must be met:

• A Wire Transfer Agreement must have previously been completed in a branch or it can be notarized and sent via mail or FedEx.  The original document must be sent to the following address:

  Educational Systems Federal Credit Union
  Attention: Contact Center
  7500 Greenway Center Drive, Suite 1400
  Greenbelt, MD 20770

• Upon receipt of the Funds Transfer Agreement, verbal verification of all the information is required.  Once verified, the Wire Transfer Agreement will remain on file for future wire transfer requests.

• A Wire Transfer Request form must be submitted by faxing it to 301.985.4661 or mailing it to the address listed above. (Emailed forms are not accepted.) Verbal verification of all information is also required.

• It is recommended that the Funds Transfer Agreement and Wire Transfer Request form be submitted at least two to three business days prior to the wire date. This allows time for the required verbal verification.

• Your name, address and phone number on file with the Credit Union must match the information provided on the completed Funds Transfer Agreement and Wire Transfer Request form. If an update to your account information has been done within the past 45 calendar days, then the wire transfer request must be made in a branch.

• For same day wire transfers, the request must be submitted by 3:00 pm.

Q: Is there a fee to send or receive a wire transfer?
A: There is a $30 per transfer fee to send a wire, which is waived for Star Members. There is no fee to receive a wire transfer.

Q: What information do I need to wire money into my Credit Union account?
A: To receive a wire transfer in your Educational Systems FCU account, provide the following information to the sending financial institution or individual:

• Routing number: 255077008

• Your account number

• Type of account: checking or savings

• Credit Union address:
  7500 Greenway Center Drive, Suite 1400
  Greenbelt, MD 20770

• Credit Union phone number: 301.779.8500

A: To send a wire transfer from your Educational Systems FCU account, provide us with the following:

• Name/title on the account at the receiving financial institution

• Receiving financial institution's routing number

• Account number at the receiving financial institution

• Type of account

• Receiving financial institution's address and phone number

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